Why Buy Long Term Care Insurance?
Chances are one day you will need help. Beginning the discussion about the need for Long Term Care insurance is challenging and at times uncomfortable. It requires that we acknowledge we are aging and admit that we might need care in the future. It is a highly emotional topic.
Long Term Care Insurance offers assistance for care at home or in a facility.
Long-Term Care Insurance is the type of insurance you may need in the event of increased frailty, disability, an accident, or prolonged illness that makes it difficult for you to manage your activities of daily living.
Did you know that neither private health insurance nor Medicare covers convalescent or long term care?
Medi-CAL has strict guidelines and requires one to spend down assets.