We assist individuals and their families in finding personal medical, dental, and vision insurance plans that fit their needs and budget.

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Medical

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Dental

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Vision

Medical

When should I buy?

As part of the Affordable Care Act, medical insurance is now guaranteed issue for everyone, but there are very specific times during which you can enroll or make changes:

  • Open Enrollment: November 1, 2016-January 31, 2017 for coverage as early as January 1, 2017
  • Special Enrollment: Certain life changing events like marriage, divorce, aging off a parent’s plan, or losing your job may give you a 60-day window to be eligible to enroll mid-year

What kind of plan can I get?

  • Platinum plans covers roughly 90% of medical costs
  • Gold plans cover roughly 80% of medical costs
  • Silver plans cover roughly 70% of medical costs
  • Bronze plans, including HSAs, cover roughly 60% of medical costs

Deductibles, Copays, and Coinsurance, oh my!

What’s next?

Call our office or email for a personalized quote! We will ask a few questions to help make recommendations, including:

  • Do you have a carrier you would prefer?
  • Do you have a doctor that you want to keep? Name?
  • Are you taking any medications?
  • Do you have any ongoing medical treatment?

Dental

When should I buy?

Dental insurance can be purchased throughout the year. Most plans (PPOs) will have waiting periods before certain services begin; those waiting periods begin when your plan starts.

What kind of plan can I get?

  • Dental HMO
    • Predictable Copays
    • Lower Premium
    • Smaller Network
  • Dental PPO
    • Plans pay a percentage of your dental costs
    • Higher Premium
    • Larger Network

What’s next?

Call our office or email for a personalized quote! Dental quotes really only need your date of birth and zip code, but knowing your dentist’s name will help too; dental plans are more advantageous if your dentist is in network!

Vision

When should I buy?

Vision insurance can be purchased throughout the year. We have a few different options to meet your vision care needs.

What kind of plan can I get?

  • Vision PPO
    • Blue Shield
    • VSP

What’s next?

Call our office or email for a personalized quote!

(925) 363-5433

CONTACT US

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VSP Vision Insurance
Delta Insurance
Health Net Insurance
Kaiser
Blue Shield Insurance
Anthem Blue Cross